FADHILA NUR KHARISMA; DEVI ASTRIANI; FISTA APRIANI SUJAYA. The Influence Of Students’ Spirituality And Religiosity On The Use Of Shopee Paylater Facilities With Usury As A Moderating Variable. International Journal of Management, Economic, Business and Accounting, [S. l.], v. 3, n. 2, p. 66–83, 2025. DOI: 10.58468/ijmeba.v3i2.109. Disponível em: https://portal.xjurnal.com/index.php/ijmeba/article/view/109. Acesso em: 2 nov. 2025.