Arie Armawan and Ellin Herlina (2023) “EXPLORING THE IMPACT OF COMPETENCE, EDUCATION, AND WORK DISCIPLINE ON EMPLOYEE PRODUCTIVITY IN FINANCIAL INSTITUTIONS AND ASSET MANAGEMENT: A QUANTITATIVE ANALYSIS”, Journal Of Resource Management, Economics And Business, 2(1), pp. 23–34. doi: 10.58468/remics.v2i1.49.