Dedi Mulyadi, Rengga Madya Pranata, Nidya Syalmatu Herdyawati, Dandan Rolis Harnika, Diah Lestari Setyorini and Maulana Gumilar 2026. DIGITAL FINANCIAL CAPABILITY AND MSME RESILIENCE: MEDIATING FINTECH UTILIZATION AND MODERATING FINANCIAL EXPERIENCE. Journal Of Resource Management, Economics And Business. 5, 2 (Sep. 2026), 50–67. DOI:https://doi.org/10.58468/remics.v5i2.287.